The Banking Stack for DeFi.
MELD is the first DeFi, non-custodial, banking protocol. You can securely lend & borrow both crypto and fiat currencies with ease and stake your MELD tokens for APY.

Why MELD?

Cash Loans

Get an instant loan against your cryptocurrency holdings at a competitive APR or get a credit line and only pay interest on what you use.

Protect Crypto Holdings

Dont let today's small expenses erode your crypto investments. Leverage the value of your crypto to borrow cash when you need it.

Built on Cardano

The MELD protocol is built on the Cardano blockchain, a next generation blockchain delivering fast, safe and cost effective infrastructure for a new generation of DeFi.

Decentralized and Trustless

A world-class DeFi protocol, MELD uses smart contracts to ensure complete transparency and fairness for all parties.

Borderless and Democratic

Economic and political changes can’t alter MELD’s smart contracts. Our DeFi protocol is safe from changing laws or unexpected events.

Stable Yield Earnings

Let your crypto work for you. Earn yields from our staking pools as well rewards in the MELD token.

source：meld.com